a.menutxt:link 
	{
	 color: #000000; 
	 text-decoration: none; 
	 font-family: verdana, Arial, Helvetica, sans-serif;
}
a.menutxt:hover      
	{ 
	color: #FF0000; 
	text-decoration:none; 
	font-family: verdana, Arial, Helvetica, sans-serif;
	background: #ffe200;
}

a.menutxt:active
     { 
     color: #000000; 
     text-decoration:none; 
     font-family: verdana, Arial, Helvetica, sans-serif;
}

body {
    margin-top: 0px;
    background: #c0c0c0;
}
.mainframe {
    background: #ffffff;
    margin-top: 0px;
    width: 950px;
}
.header {
    background: #ffffff;
    width: 950px;
}
.banner {
    background: #ffffff;
    width: 950px;
}
.menubar {
	background: #000000;
	padding-top:4px;
	padding-bottom:4px;
	padding-left:5px;
	padding-right:5px;
	width: 940px;
    }
.menutxt {
    font-family: verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #000000;
	text-align: center;
	text-decoration:none;
	background: #ffffff;
	padding-top:0px;
	padding-bottom:0px;
}
.title {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #000000;
	padding-top:10px;
	padding-bottom:4px;
	padding-left:0px;
	padding-right:20px;
	background: #ffffff;
}

.bodytxt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	text-align:justify;
	font-weight: normal;
	color: #000000;
	padding-top:4px;
	padding-bottom:10px;
	padding-left:10px;
	padding-right:10px;
	background: #ffffff;
}
.subhead {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #000000;
	text-align: left;
	padding-top:20px;
	padding-bottom:4px;
	padding-left:10px;
	padding-right:0px;
	background: #e0e0e0;
}
.heading {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 20px;
	font-weight: bold;
	color: #000000;
	text-align: left;
	padding-top:20px;
	padding-bottom:4px;
	padding-left:10px;
	padding-right:0px;
	background: #ffffff;
}
.nav {
 	background: #e0e0e0;
    padding-top:2px;
	padding-bottom:2px;
	padding-left:2px;
	padding-right:2px;
    width: 946px;
}
.navframe {
 	border-left:2px solid #FFFFFF; 
 	border-right:2px solid #FFFFFF; 
 	border-bottom:2px solid #FFFFFF; 
 	border-top:2px solid #FFFFFF; 
 	valign: "top";
 	}
.navtxt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	text-align:justify;
	font-weight: normal;
	color: #000000;
	padding-top:4px;
	padding-bottom:10px;
	padding-left:10px;
	padding-right:10px;
	background: #e0e0e0;
}
.smtxt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	text-align:justify;
	font-weight: normal;
	color: #000000;
	padding-top:4px;
	padding-bottom:10px;
	padding-left:10px;
	padding-right:10px;
	background: #ffffff;
}

.ftmenu {
    background-image:url('images/footer.jpg');
    text-align: center;
	width: 950px;
	padding-top:10px;
	padding-bottom:10px
}
.ftmenutxt {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #000000;
	text-decoration:none;
}
.footer {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	text-align: left;
	color: #000000;
	padding-top:4px;
	padding-bottom:4px;
	padding-left:10px;
	padding-right:10px;
	background: #c0c0c0;
	width: 950px;
}